Each depositor insured to at least $250,000 per insured bank

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The Summary of Deposits data is presented "as reported" by the FDIC-insured institutions that have submitted the annual survey. Although every attempt has been made to ensure the reliability of the information contained herein, some inaccuracies may exist. For this reason, the FDIC and OTS neither assume responsibility for, nor certify to the accuracy of any of the reported data. Further, these data do not indicate approval or disapproval of any particular institution's performance and are not to be construed as a rating of any institution by federal regulators. Users are cautioned that any conclusions that they may draw from the Summary of Deposits data are their own and are not to be attributed to the federal regulators. In addition, a determination of competitiveness is only one of several assessment factors used by Federal agencies during the application review process.

The branch office deposit information is obtained primarily through the annual surveys of deposits conducted by the Federal Deposit Insurance Corporation (FDIC) and the Office of Thrift Supervision (OTS). Information for unit banks, banks without branches, is obtained from the June Reports of Condition and Thrift Financial Reports submitted by all FDIC-insured depository institutions. These reports are prepared in accordance with federal regulatory instructions. Explanatory Notes is an integral part of this publication and provides information regarding the source of data and their use.